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E&O Insurance

The Legacy Life/Unique Writers 2017-2018 Errors & Ommissions Insurance Program is available to all agents to satisfy carrier E&O requirements, and provide an important level of protection to your business.

Created in partnership with CalSurance, one of the largest providers of E&O coverage to financial professionals nationwide, and underwritten by AAIC, a Fireman’s Fund Insurance Company -- rated by AM Best as A (Excellent), the Legacy Life E&O program represents an outstanding value with a top-rated carrier you know you can trust to be there when you need them.


Current Program Features Include:

  • Four coverage limit options

    1. $1,000,000 occ. / $1,000,000 agg.
    2. $1,000,000 occ. / $2,000,000 agg.
    3. $1,000,000 occ. / $3,000,000 agg.
    4. $2,000,000 occ. / $2,000,000 agg.

  • Five levels of coverage

    Level 1 covers Final Expense, Mortage Life, Medicare Supplement
    Level 2 adds Individual Health and Group Accident & Health Plans
    Level 3 adds Individual and Group Life Insurance, LTC, Disability Insurance
    Level 4 adds Fixed and Indexed Annuities
    Level 5 adds Variable Life, Variable Annuities, Mutual Funds

  • Flexible payment options

  • Online enrollment and certificate management

  • Begin coverage on the first day of any month

All Agents can enroll in the E&Q program online, or with the paper (PDF) enrollment form. Installment options are only available with online enrollment.

You can enroll today and specify when coverage is to begin, to ensure there are no gaps between your expiring coverage and the new policy.

Click this link to download the enrollment package with additional information, or click the button below to be taken to the online enrollment information and certificate management system.